Medical Insurance for English Teachers Teachers in Thailand
The ESL teachers who will be teaching in Thailand are expected to spend around 6 months in the country. It is obvious that they would like to have medical insurance in Thailand in order to combat the cost due to unexpected illness or injuries. There are numerous medical insurance companies in Thailand which offer attractive medical insurance packages to the visitors who are planning to stay in Thailand for 6 months.
Bupa’s Sunshine plan has been specially designed to serve the non Thai nationals. This is an attractive medical insurance package for travelers who will be spending short period of time in Thailand. With Bupa’s Sunshine Plan, you can expect to get the cost of hospitalization due to sickness or accident up to 1 million baht for each disability. To know more about Bupa’s coverage and facilities, browse the website, http://www.bupathailand.com/sunshine.asp#
Medical insurance in Thailand is a must although it is bit expensive. IAG insurance is another reputed medical insurance company in Thailand. There is actually no competition between Bupa and IAG because of the huge discrepancies of their premiums. The health facilities in Thailand are quite impressive. But the question is whether you will be able to afford the treatment without health insurance coverage or not. The medical insurance companies are ready to offer you different coverages for which the premium rates are also different. If you opt only for the hospitalization coverage of Bupa, then the premium is lower than the usual one. Different rates for hospitalization coverage are also available. For some cases, it is 1 million baht per disability while in others it is 5 million baht per disability.
Pre existing health conditions are not covered. Treatment for infertility, congenital abnormalities, sexually transmitted disease, drug abuse, hormone replacement therapy, alcoholism, stress related conditions, birth control, dental treatment, transplant surgery, mental illness, renal dialysis, injuries from dangerous sports, bacterial infection after accident are not covered by medical insurance in Thailand.
The ESL teachers who are on a teach and travel project offered by American TESOL Institute can expect to get the coverage for one annual check up to 700 baht. Emergency medical assistances are covered.
Pacific Prime is an international insurance advisor which is ready to help you in emergencies with its incredible range of medical insurance plans. You can contact it either via phone or through internet. It will assist you in having a medical insurance in Thailand and it is known to offer plans to individuals, teachers and families. You will come to know about different plans offered by various insurers from the website, http://www.pacificprime.com/our-service.php.
NZI is also offering medical insurance assistance. It is a well known brand of IAG Insurance in Thailand. Get to know about its policies and coverages from its official website, http://www.nzihealthcare.com/aboutus.htm.
So, the options are many. You just have to choose the right kind of medical insurance coverage for you when you are in Thailand.